From here you can access and manage most of your account details as well as access exclusive options only available online. For purchases $100 or over, a PIN is required for additional security. 5 PTS per $1 spent Annual fee $400 Compare BOQ Specialist Platinum Card Bonus points N/A Earn. a. The table below shows which of the most popular accounting packages currently work with BOQ Internet Banking. Credit Cards. Just like you do with your card today, simply tap your phone at a contactless terminal, for purchases under $100. BOQ Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the land where we live and work. NAB is also the provider of the rewards program in these terms and conditions. 4 PTS per $1 spent. Bank of Queensland outages reported in the last 24 hours. Credit Card application must be submitted through this page or by calling 1300 771 634 and indicating that you would like the High Flyer. For lost/stolen Credit Cards contact BOQ on +617 3336 2222. Bank of Queensland Credit Cards ("Credit Cards") are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB") and. and $29 for an Additional Low Rate Credit Card. Our team of medical finance specialists understand all of your business needs and personal finance requirements. We've created BOQ not-for-profit banking options with special benefits. The Home Screen will appear after you have successfully logged on. Earn 150,000 bonus Q Rewards® points when you spend $3,000 on Eligible Transactions in the first 90 days from approval++. Rate reverts to 21. Fees and charges payable. Never give your personal, credit card or online account details over the phone unless you made the call and the phone number came from a trusted source. Always access Internet Banking via or the BOQ mobile app. The Home Screen will appear after you have successfully logged on. 3 out of 5 stars from 4 genuine reviews on Australia's largest opinion site ProductReview. Other fees and charges may be payable. The offer Q Rewards credit cards, co-branded Qantas credit cards, and low rate credit cards. 5% processing fee applies on the amount of each repayment. All these benefits and more for an annual fee of $375. Click the below on Apply Now to open a a new BOQ Day2Day Plus Account. Bank of Queensland Limited ABN 32 009 656 740 AFSL and ACL No 244616 (Bank) distributes BOQ Credit Cards under an agreement with Citigroup. 15. How can a BOQ Specialist credit card reward you? We believe it's important to find the credit card that is right for you. This banking package includes an everyday bank account with an optional overdraft facility and a Platinum credit card packed with rewards and benefits. Credit Card Selector Tool. NAB's standard credit assessment criteria apply. Featured. This content has not been reviewed, approved, or otherwise endorsed by any of the. Important Information. Use the rewards calculator to calculate Q Rewards points and card value per $1 spent for the BOQ Blue Visa Credit Card. Credit Cards Credit Cards child pages Credit Cards child pages Credit Cards child pages. When to contact BOQNever give your personal, credit card or online account details over the phone unless you made the call and the phone number came from a trusted source. There are three main functions or areas on this screen: The Accounts table shows the following details about your accounts: The pending payments area shows you any future dated payments. Bank of Queensland Low Rate Credit Card. Access to over 1 300 VIP lounges in 500 cities across 130 countries. 5 Qantas Points per dollar spent and with no points cap, the card is aimed at. The closing of that account was the same but different. Simple ways to make and receive payments. 5 Qantas Points for every $1 spent on eligible. a. There are three main functions or areas on this screen: The Accounts table shows the following details about your accounts: The pending payments area shows you any future dated payments. Latest Alerts. Price 10/10 Features 10/10 Customer service 10/10 Convenience. $450 Qantas Travel Credit^. Offer: 60,000 bonus Qantas Points when you spend $3k+ on eligible purchases in the first 90 days from new card approval. $289 for the Primary High Flyer Credit. 3. BOQ Specialist Signature Qantas Credit Card. 5 Qantas Points per $1 spent on eligible purchases, on up to $100,000 spend per year. HSBC | Premier World Mastercard - Qantas Option. Learn more . The Code grants protections that may not otherwise be available to you. For internal operational purposes and to protect the privacy of joint account holders, postal address details have been removed from eStatements (excluding credit card statements). 74%: Balance transfer limit: 80% of available limit: Purchase rate p. Answering your questions about banking at BOQ. It offers complimentary international travel insurance, complimentary purchase cover insurance,. Reverts to cash advance rate of 21. You can do this by:For access to other BOQ accounts (Day2Day, Fast Track Starter, Fast Track Saver, Term Deposit, Credit Card or Home Loan accounts) please continue to use the BOQ Mobile app. They are: 1. Often there’s credit cards with fantastic benefits that have high interest rates - that’s the trade off and how they make money on them. 0%. 0% for 14 months, then 21. Bonus Q Rewards Points will be. 30 p. Receive a 50% discount off the current monthly price for QuickBooks Online Simple Start, Essentials or Plus for the first six months of service, starting from date of enrolment, followed by the current monthly price when you use your BOQ Business Visa Debit Card. Credit provided by Bank of Queensland Limited ABN 32 009 656 740 (Australian Credit Licence Number 244616) (BOQ). For medical emergency call Chubb Assistance on +61 2 8907 5642 For general insurance queries and claims Within Australia: call 1300 170 180 Overseas: call +61 2 8912 9708 Velocity Frequent Flyer Within Australia call 13 18 75 Overseas call +61 2 8667 5924. Transfers to BOQ AccountsFee • A fee changed for each transfer order payment deducted from your account and paid to a BOQ account. BOQ Cards is a BPAY Biller. Step 1. Important Information. NAB has acquired the business relating to the Credit Cards from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) ("Citi") and has appointed Citi to assist to administer the Credit Cards. If you have not used BOQ Internet Banking before, you will need to register first. a. (So, things like international money transfers, or a simple transfer to a BOQ account or any other financial institution will not count as an eligible transaction) Any pending Visa Debit Card transactions ;Other Card Functions > Document Upload, or return to your local BOQ Branch. 00% p. For monthly interest payments, the applicable interest rate will be the rate quoted above, less 0. The Log On screen is used to access Internet Banking. $0 international purchase fees 2. BOQ's standard credit assessment criteria apply. A bank cannot create a credit card account for you without your express permission. With BOQ’s Credit Card rewards program, Q Rewards, every dollar you spend on Eligible Transactions becomes points. The BOQ Specialist Signature Visa is a top-tier credit card that offers 1 Qantas Point or Velocity Point per $1 spent on eligible purchases in Australia, up to 10,000 points per month, then 1. Dr Hamish Alexander's perfect excuse to renovate his home. You can now view and manage your BOQ Specialist Cards within the app. Please refer to the table above for documents accepted via Document Upload. BOQ Specialist Signature Card. Look for the “Statements” or “Documents” section, where you should be able to find and download your credit card statement. a. Discover our savings and term deposits today!Credit Card On a non-business day* or after 6. Credit card documents. Bank of Queensland Credit Cards ("Credit Cards") are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB") and. BOQ will also continue to investigate alternatives for customers to avoid paying these types of fees. The term ICV is used for many illnesses like polio, MMR, typhoid, and yellow fever. 5 Qantas Points for every dollar spent on eligible purchases up to $120000 during the first 12 months of your account. Earn rate. AFSL and Australian Credit Licence No 244616. Find out more about the features and benefits of BOQ's internet banking. Transactions will appear in Xero daily by 6am (AEST). After all, bringing in more cash gives you more wiggle room to keep up with regular bills. affordable . Telephone our BOQ Contact Centre (24 hours a day, 7 days per week) on 1300 557 272, select option 1 for Credit Cards to speak with one of our friendly team members, who will be able to further guide you over the phone. $2,000 per month or under 30 years old. Credit Card Selector Tool. For terminals that don't have contactless. BOQ Low Rate Visa Card. $295 + $75 p. X3FFDBTSNC-MB37. 6. National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Suncorp Clear Options Credit Cards. − Platinum $6,000. Bonus points. 302 Moved Temporarily. If you need us, please call 1300 55 72 72 (available 24/7). Register for internet and mobile banking by contacting us today. The Platinum card comes with additional perks seen in many mid-tier credit map, like for complimentary insurances and concierge company. Why pay high interest rates? With our Low Rate Credit Card, you can save straight away with our purchase and balance transfer offer * 0% p. Annual fee. Read the document carefully before applying for or using a BOQ credit card. 0. 0. BOQ Credit Guide. For medical emergency call Chubb Assistance on +61 2 8907 5642 For general insurance queries and claims Within Australia: call 1300 170 180 Overseas: call +61 2 8912 9708 Velocity Frequent Flyer Within Australia call 13 18 75 Overseas call +61 2 8667 5924. 244616. They are kind and considerate to others. (BOQ) AFSL and Australian Credit Licence No 244616. BOQ Internet Banking Help - QR01. , credit, debit, rewards, gift, etc. Q Rewards / Other Card functions can be found when you select your Credit Card account; Visiting your nearest BOQ branch; or; Calling 1300 55 77 72 and following the prompts for Credit Card customersBOQ Low Rate Visa Credit Card. 99% p. NAB has acquired the business relating to the Credit Cards from Citigroup Pty Ltd (ABN 88 004. Within Open Banking, consumers can opt-in to share their personal banking data securely with accredited service providers. Bonus Q Rewards Points will be awarded when $3,000 or more is spent on Eligible Transactions within the first 3 months from card approval date. For all BOQ Finance related enquiries, please call us on 1800 245 614 if in Australia. BOQ Specialist’s “Asset Finance on Card,” or AFOC facility allows you to buy big ticket items for your practice using your BOQ Specialist credit card while earning Qantas or Velocity points. • No monthly fees – we’ve made account fees a thing of the past. 05% p. For pricing of term deposits of $250,000 or greater, give us a call on 1300 55 72 72, or visit your local BOQ branch. It now has 111 owner. Call BOQ Customer Connect (24 hours a day, 7 days a week) on 1300 55 72 72 and select option 1 for Credit Cards where a team member will be able to guide you over the phone; Visit your nearest BOQ branch; The request for cancellation will be processed by NAB, the credit provider for BOQ’s Credit Cards. Within Australia: call 13 11 31. This Acknowledgement and Consent applies to both the primary cardholder and. An additional 1 Qantas Point for every $1 of eligible spend is available to all cardholders who use their BOQ Specialist Signature credit card to make a purchase over $20,000. 0% for 20 months, then 21. a if you opt in to earn Qantas Points. Transactions Dispute_(0622) Incorrect Transaction Currency (select one)This does not include cheques written or deposited, branch cash withdrawals, transfers or payments to any BOQ account or to a non-BOQ account via Internet Banking, in branch or at ATMs, transfer of funds to accounts held at an overseas bank, pending Visa Debit Card transactions and BOQ Credit Card transactions. a. It's used to verify transactions. Just like you do with your card today, simply tap your phone at a contactless terminal, for purchases under $100. You will be shown the Electronic Banking Terms and Conditions the first time you Log On to Internet Banking. Minimum Credit Limit. CommBank Business Platinum Awards credit card. Credit Card application must be submitted through this page or by calling 1300 771 634 and indicating that you would like the High Flyer. a. Whether you need to pay bills, transfer money, or save for a goal, Everyday Plus account can help you manage your finances with ease. NAB's standard credit assessment criteria apply. Compare Credit Cards; Q Rewards Points;. This chart shows a view of problem reports submitted in the past 24 hours compared to the typical volume of reports by time of day. through an app) or online. Up to 55 days interest-free on purchases. In terms of everyday points earning, the BOQ Specialist Signature Qantas Card is a pretty good points earner – although there is a points cap to watch out for. Similar to Online Banking, you can activate your Cards, reset PIN, place and/or remove. This number is your credit score, and it's time to get familiar with it! Your credit score is a number between 0 and 1,200 that indicates how reliable you are with credit. It offers a range. 01 donations to a charity from your card? Here’s a list of transactions that will count towards your five (5) eligible transactions: Direct debits (e. BOQ Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the land where we live and work. Jump to main navigation; Jump to main content; BOQ contact centre hours want be changing in early 2023. BOQ Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the land where we live and work. Suncorp-Metway Ltd ABN 66 010 831 722 (“Suncorp Bank”) promotes and distributes Suncorp Clear Options Credit Cards on NAB's behalf under an agreement with NAB. Changing contact details. Acceptance of any application for credit is always at BOQ's lending discretion. Accessing the ‘Request a Balance Transfer’ function within the Q Rewards / Other Card functions in BOQ Internet Banking. BOQ Specialist Visa Platinum Card; b. If you elect to make loan repayments on your BOQ Specialist Credit Card a 1. 5% processing fee applies on the purchase price. Minimum yearly income of $35,000 for Platinum applicants and $25,000 for Blue and Low Rate applicants. Quick, easy, at your fingertips • New to BOQ? You can open an account in minutes, right from the app. Report a Fraud or Scam. Accessing the ‘Request a Balance Transfer’ function within the Q Rewards / Other Card functions in BOQ Internet Banking. Annual fee. We pay our respects to Elders. Credit card documents. a. a. au. See the base and bonus interest that you can earn on your savings. You can convert the points earned on your eligible BOQ credit cards to Velocity Points via your BOQ account. BOQ Platinum Visa Credit Card: Balance transfer rate p. Important Information. Redeem your BOQ Q Rewards on a range of electronic gift cards, travel, experiences and more. Sort. AdCall 1300 55 72 72. Financial Difficulty Assistance Banking code of practice BSB 124-001. Annual fee: $199 (current promotion: $99 for life) Additional/supplementary cardholder fee: $0 Interest rate on purchases: 20. 16 September 2019. 0%. Free withdrawals via BOQ branch, BOQ ATMs, atmx by Armaguard ATMs, Direct Debit. 0%p. Navigate to the Statement Preferences section via More - Other Services - eStatements - Statement Preferences. This site is here to help make customers, their families or friends, or the general public, more aware about fraud and scams. A. NAB has acquired the business relating to the Credit Cards from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the Credit Cards. • No monthly fees – we’ve made account fees a thing of the. myBOQ: Report your card lost/stolen in the myBOQ app via: Profile > Manage Cards > Select the account linked to lost/stolen card > Report card lost or stolen > Continue to cancel card. Bank of Queensland Limited ABN 32 009 656 740 (‘BOQ’)AFSL distributes the Credit Cards under an agreement with Citigroup. As a not-for-profit organisation you receive additional benefits on top of the existing benefits and features of an Everyday Business Account. 74%: Interest-free period: Up to 44 days. BOQ Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the land where we live and work. a. 74% p. Please use BLOCK LETTERS 1. Email us. Customer who hold an Everyday Account,. after the promotional period. Savings Account Interest Rates. Including low rate credit cards and reward credit cards. The OTP serves as a second-level authentication when you perform protected transactions on Other Card Functions. (a) Card issuer If you apply for a credit card through BOQ, that credit card will be issued by NAB. To locate a BOQ ATM. This policy statement explains how we collect, store, use and disclose personal information (including credit information and credit eligibility information) and what steps we take to comply with privacy laws. 60,000 PTS. AFSL and Australian Credit Licence No 244616. Get 1. Apply for a credit card today! Call 1300 55 72 72. BOQ Blue Visa Credit Card: Balance transfer rate p. Compare. 0. 100,000 points are awarded when you spend $4,000 in the first 3 months and an additional. You will need. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”). Credit Cards Credit Cards child pages Credit Cards child pages Credit Cards child pages. Annual fee. Free withdrawals via BOQ branch, BOQ ATMs, atmx by Armaguard ATMs, Direct Debit. a. Conditions, criteria and fees apply. Eligibility Requirements • Australian Permanent Resident • Minimum 18 years of age. Pros of using travel cards on holiday. The choice is yours, from E-Vouchers to cash back on your account or decreasing your balance with. 80,000 bonus points when you spend $1,000 on everyday purchases within the first 60 days of account opening and 20,000 bonus points when you keep your card for over 12 months. To download your BOQ credit card statement, you can usually log in to your online banking account. The BOQ Specialist Qantas Platinum card is a niche credit card that earns Qantas Points on spend uncapped and is exclusively available to doctors, dentists, vets as well as students or graduates within these professional fields. disclaimer T&Cs, eligibility criteria, fees and charges apply (including an annual fee, $0 for the first year, currently $30 thereafter). * The fee rebate of up to $10,000 is available for new Business Term Loan, Commercial Rate Loan and Business Overdraft applications received between 01 September 2023 to 31 December 2023 (inclusive) and that fund by 29. Full terms and conditions are available at any BOQ branch. 1. We also use satellite data to identify features about your home so we can help you get covered faster. Learn how to switch your accounts to BOQ easily and securely. AFSL and Australian Credit Licence No 244616. BOQ Specialist Signature Card. Gift cards and eVouchers: 0. Should your BOQ Internet Banking credentials get compromised for any reason, the intruder will need to have your mobile phone to be able to access your credit card information on Other Card Functions. Step 2. To set an appointment, go to and enter your personal details and the date and location of your choice. For information on how to close your BOQ Credit Card please click here. In circumstances where the outstanding balance on your credit card account exceeds the new requested credit limit, your account will be over limit. Quick, easy, at your fingertips • New to BOQ? You can open an account in minutes, right from the app. For account access cards, BOQ credit cards and BOQ visa debit cards, you can change your PIN at any BOQ branch. Signature cardholders will automatically be enrolled for the Priority Pass™ Standard membership. com. It gives you access to exclusive offers through the Visa Luxury. Good credit rating. We pay our respects to Elders past and present. Complete the following online application and receive your Qantas Frequent Flyer membership number instantly so you can start earning Qantas. Step 1: Log in to BOQ Internet Banking. The card network being used; The card type (e. The issuer and credit provider of these products and services is BOQ Specialist. If you wanted to buy a couch for $1,850, you’d have to pay off at least some of your. Whether you are purchasing a medical practice , buying equipment or need to open an everyday savings. On the home page, click on ‘Card Activation’. Related Links. Bank of Queensland Credit Cards (“Credit Cards”) are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and. We offer a range of solutions that can make receiving payments and paying staff and creditors as seamless as possible. You will receive a text message in reply detailing the location of up to four BOQ ATMs, based on the centre of the suburb, or the primary suburb within the postcode. Everything you need, with all of the Platinum Credit Card benefits. Bonus points. The $0 annual fee will apply for the duration that you are a BOQ home loan customer. Minimum of 30,000 Q Rewards® Points per transfer applies. View and compare our savings account interest rates across our various accounts. You will need to collect several pieces of personal and business information to complete your business credit card application: Legal business name, address. 1 Premium credit cards Our credit cards come with outstanding benefits including a choice of either the Qantas Frequent Flyer 2 or Velocity Frequent Flyer 3 program, travel insurance4 and access to Visa’s premium travel and entertainment services. Fees and charges payable. com. Open a Simple Saver account directly within the myBOQ app and start banking with BOQ today! Learn more. a. Card Transaction Disputes. Above information including interest rates, fees and charges are current as at 11 May 2022. Bank of Queensland Platinum Visa Credit Card: 150,000 Q Points. . Virgin Money Australia, a division of Bank of Queensland Limited ABN 32 009 656 740, Australian Credit Licence 244616 (“BOQ”), promotes and distributes the Virgin Money Credit Cards ("Credit Cards"). To access this function, go to the ‘More’ menu on the bottom of the navigation bar and select ‘Manage Cards’. Earn rate. Before 5. Now, you can also set limits for each mode of the transaction by entering the amount. #. $300 + $30 p. 0% p. Apply for complimentary Qantas Frequent Flyer membership (saving A$99. BOQ BSB. If your BOQ Visa Debit Card has been lost or stolen, please call Customer Contact Centre 1300 55 72 72 (or +617 3336 2222 from overseas) to organise a replacement card (this service is available 24/7). It shows you information about each account you have registered for Internet Banking access. Earn Macquarie Reward points on eligible purchases 6. Find the credit card that's right for you. Samsung Pay lets you use your compatible Samsung device to securely pay using your BOQ Visa Debit Card and/or BOQ Credit Card in-store and within applications. To Log On you must enter your Customer Access Number (CAN), User ID (only if issued) and your Password. The Account Name will appear below the drop. Make your passwords very longBased on 3 BOQ Specialist credit card reviews. Bonus points. Citigroup Pty Limited ABN 88 004 325 080 ACL No 238098 (Citigroup) is the credit provider and issuer of BOQ Credit Cards. We pay our respects to Elders past and present. Latitude 28° Global Platinum Mastercard (limited time offer) Bendigo Bank. An online savings account with great ongoing rates and flexibility. The BOQ Platinum Credit Card offers complimentary international travel insurance when you go overseas for up to 6 months in a row. a. Read our FAQs for more information. m. Existing BOQ and Citigroup credit cardholders are not eligible to apply for this introductory offer. Compare our range of transaction accounts, credit cards, and savings options to suit your needs. Earn up to 2. As a valued BOQ Specialist Signature, BOQ Specialist Platinum credit card account holder or new applicant, you are eligible to receive complimentary Qantas Frequent Flyer membership (saving A$99. Jan 20, 2023. Purchase rate: 20. The wait is over - it's time to open up your digital wallet: Apple Pay, Google Pay and Samsung Pay are finally here! The fast, safe and secure way to. Follow BOQ’s instructions on how to return these items. $129 for the Primary Flyer Credit Card, and $39 for an Additional Flyer Credit Card. Updated 12 September 2023. Bank of Queensland Low Rate Credit Card. on balance transfers for 14 months. Credit Card Digital Wallet Terms and Conditions. Fees and charges are payable. Pay off debts quicker: Since you won’t accrue interest on the purchase rate during the given. We offer our employees a wide range of financial employee benefits to BOQ products which include fee-free transaction accounts, discounted insurance, credit cards, home lending, personal lending and Salary packaging. 667/$1 is respectable but not great for a Visa card, although comes without a restrictive monthly earning cap that some other. If you apply for a credit card through BOQ, that credit card will be issued by National Australia Bank Limited ABN 12 004 044 937, Australian Credit Licence 230686. Primary cardholders receive one complimentary Priority Pass™ Standard Membership as a special feature of the BOQ Specialist Signature credit card. BOQ Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the land where we live and work. If it takes longer than 5 business days to resolve your complaint, we will confirm the outcome with you in writing. Here you can nominate an amount you would like to change your limit to by entering the amount in. au or by visiting your nearest branch. on balance transfers for 6 months, with a maximum of 80% of the account’s approved limit (up to a $10,000 maximum). a. a. For example, say the maximum limit on your credit card is $2,500 and you currently have a balance of $750. Compare BOQ Specialist credit cards. Only available in Australia. Step 2: Choose the Account Details menu and select Q Rewards. disclaimer 0% p. We pay our respects to Elders. With this offer, you need to request your balance transfer. Compare Credit Cards; Q Rewards Points;. Bank of Queensland -. Your feed will start within 10 working days. (AEST) on a business day* * A business day is defined as any day on which BOQ head office is open for business that is also a day on which banks in Melbourne or Sydney are able to effect settlement through Reserve Bank of Australia. Minimum credit limit: $6,000. 1 Flight Delay • 4 hours or more, $80HSBC Platinum Qantas Credit Card. Credit/debit card maintenance (activate, block, change PIN, etc) Fraud assistance; Our dedicated after-hours team are available from 1. Minimum 18 years of age. 00 p. Simply provide the card and ID to a teller and ask them to activate the card for you. 10 reviews. 100,000 bonus NAB Rewards Points. Make sure your computer is protected with regular updates, anti-virus / anti-malware software, and a firewall. Apple Pay Terms and Conditions; Samsung Pay Terms and Conditions;. ongoing. With free and unlimited airport lounge access, generous tour insurance coverage and one bonus 20,000 Qantas Points for new customers, Bank of Queensland's BOQ Specialist Visa Signature credit card punches well above its weight. boq. disclaimer Plus, get a $0 annual fee in the first year. Compare Credit Cards; Q Rewards Points;. Log On to Internet Banking. a. HSBC | Premier World Mastercard - Qantas Option. $0 international purchase fees 2. Read the document carefully before applying for or using a BOQ credit card. BOQ's Platinum-grade card leaves a lot to be desired – particularly when it comes to earning frequent flyer points, paying fees and using the included insurance cover. This page is encrypted and secure. 2 2. No balance transfer fee applies. Another way to break the credit card debt cycle involves earning more money — at least for a while. Above information including interest rates, fees and charges are current as at 11 May 2022.